{"id":6289,"date":"2026-01-08T01:25:14","date_gmt":"2026-01-07T22:25:14","guid":{"rendered":"https:\/\/ususlawfirm.com\/service\/%d8%a7%d9%84%d9%85%d9%86%d8%a7%d8%b2%d8%b9%d8%a7%d8%aa-%d8%a7%d9%84%d9%85%d8%b5%d8%b1%d9%81%d9%8a%d8%a9\/"},"modified":"2026-10-04T14:12:59","modified_gmt":"2026-10-04T11:12:59","slug":"banking-disputes","status":"publish","type":"service","link":"https:\/\/ususlawfirm.com\/en\/service\/banking-disputes\/","title":{"rendered":"Banking Disputes"},"content":{"rendered":"<p><!-- generated by gen_services_en.py --><\/p>\n<div class=\"srv-intro\" dir=\"ltr\" style=\"text-align: left;\">\n<h2>Banking and finance disputes in Saudi Arabia<\/h2>\n<p>A dispute with a bank or finance company can feel unequal, but the law sets specialised committees and customer-protection rules for these disputes.<\/p>\n<p>Usus Law Firm represents individuals and companies: complaints to the bank and then to the Saudi Central Bank through \u00abSAMA Cares\u00bb, claims before the banking and finance dispute committees, and appeals. We also act for businesses in disputes over facilities and guarantees.<\/p>\n<\/div>\n<div class=\"srv-scope\" dir=\"ltr\" style=\"text-align: left;\">\n<h2>Disputes we handle<\/h2>\n<ul>\n<li><strong>Loans and finance:<\/strong> personal and mortgage finance, instalments and rescheduling.<\/li>\n<li><strong>Fees and charges:<\/strong> recovering fees that were not due.<\/li>\n<li><strong>Unauthorised transactions:<\/strong> fraud, withdrawals and transfers the customer did not authorise.<\/li>\n<li><strong>Credit cards:<\/strong> balances, charges and fees.<\/li>\n<li><strong>Facilities and guarantees:<\/strong> credit facilities, letters of guarantee and letters of credit for businesses.<\/li>\n<\/ul>\n<\/div>\n<div class=\"srv-why\" dir=\"ltr\" style=\"text-align: left;\">\n<h2>Why Usus Law Firm?<\/h2>\n<div class=\"why-grid\">\n<div class=\"why-item\">\n            <strong>Advice before action<\/strong><\/p>\n<p>We review your documents and explain your legal position and options before you commit to anything.<\/p>\n<\/p><\/div>\n<div class=\"why-item\">\n            <strong>Grounded in the law<\/strong><\/p>\n<p>Every claim or defence we file rests on a statutory provision and written evidence.<\/p>\n<\/p><\/div>\n<div class=\"why-item\">\n            <strong>Full confidentiality<\/strong><\/p>\n<p>Details of your matter go only to the competent authority, and only as far as the case requires.<\/p>\n<\/p><\/div>\n<div class=\"why-item\">\n            <strong>Direct contact<\/strong><\/p>\n<p>One lawyer follows your matter and tells you what happened and what comes next.<\/p>\n<\/p><\/div><\/div>\n<\/div>\n<div class=\"srv-intro\" dir=\"ltr\" style=\"text-align: left;\">\n<h2>Banking lawyer in Riyadh and Tabuk<\/h2>\n<p><strong>Riyadh:<\/strong> Al Olaya, Khurais Road and Olaya Street intersection, Building 3061, First Floor. Phone and WhatsApp: <a href=\"tel:+966530349349\">+966 53 034 9349<\/a>.<\/p>\n<p><strong>Tabuk:<\/strong> Al Muruj Al Awwal, King Abdulaziz Road, Building 8937. Phone and WhatsApp: <a href=\"tel:+966558485838\">+966 55 848 5838<\/a>.<\/p>\n<p>We also act in other regions of the Kingdom: many hearings are held remotely and powers of attorney are issued online through Najiz. <a href=\"https:\/\/ususlawfirm.com\/en\/our-branches\/\">Our branches in Riyadh and Tabuk<\/a>.<\/p>\n<\/div>\n<div class=\"srv-faq\" dir=\"ltr\" style=\"text-align: left;\">\n<div class=\"usus-qbox\">\n<h2>Request a quick consultation<\/h2>\n<p>Leave your name and mobile number, and a lawyer from our Riyadh or Tabuk branch will call you during working hours.<\/p>\n\n<div class=\"wpcf7 no-js\" id=\"wpcf7-f6963-o1\" lang=\"en-US\" dir=\"ltr\" data-wpcf7-id=\"6963\">\n<div class=\"screen-reader-response\"><p role=\"status\" aria-live=\"polite\" aria-atomic=\"true\"><\/p> <ul><\/ul><\/div>\n<form action=\"\/en\/wp-json\/wp\/v2\/service\/6289#wpcf7-f6963-o1\" method=\"post\" class=\"wpcf7-form init\" aria-label=\"Contact form\" novalidate=\"novalidate\" data-status=\"init\">\n<fieldset class=\"hidden-fields-container\"><input type=\"hidden\" name=\"_wpcf7\" value=\"6963\" \/><input type=\"hidden\" name=\"_wpcf7_version\" value=\"6.2.2\" \/><input type=\"hidden\" name=\"_wpcf7_locale\" value=\"en_US\" \/><input type=\"hidden\" name=\"_wpcf7_unit_tag\" value=\"wpcf7-f6963-o1\" \/><input type=\"hidden\" name=\"_wpcf7_container_post\" value=\"0\" \/><input type=\"hidden\" name=\"_wpcf7_posted_data_hash\" value=\"\" \/>\n<\/fieldset>\n<span id=\"wpcf7-6ae238f1c723f-wrapper\" class=\"wpcf7-form-control-wrap cf7apps-honeypot-wrap honeypot-qf-wrap\" style=\"position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0;\"><label for=\"wpcf7-6ae238f1c723f-field\" class=\"hp-message\">Please leave this field empty.<\/label><input id=\"wpcf7-6ae238f1c723f-field\"  class=\"wpcf7-form-control wpcf7-text\" type=\"text\" name=\"honeypot-qf\" value=\"\" autocomplete=\"new-password\" tabindex=\"1000\" data-cf7apps-tabindex=\"1000\" \/><\/span>\n<div class=\"usus-qf\">\n<div class=\"f\"><label for=\"q-name\">Name<\/label><span class=\"wpcf7-form-control-wrap\" data-name=\"q-name\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-text wpcf7-validates-as-required\" id=\"q-name\" autocomplete=\"name\" aria-required=\"true\" aria-invalid=\"false\" placeholder=\"Your name\" value=\"\" type=\"text\" name=\"q-name\" \/><\/span><\/div>\n<div class=\"f\"><label for=\"q-phone\">Mobile<\/label><span class=\"wpcf7-form-control-wrap\" data-name=\"q-phone\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-tel wpcf7-validates-as-required wpcf7-text wpcf7-validates-as-tel\" id=\"q-phone\" autocomplete=\"tel\" aria-required=\"true\" aria-invalid=\"false\" placeholder=\"05xxxxxxxx\" value=\"\" type=\"tel\" name=\"q-phone\" \/><\/span><\/div>\n<div class=\"f\"><label for=\"q-city\">City<\/label><span class=\"wpcf7-form-control-wrap\" data-name=\"q-city\"><select class=\"wpcf7-form-control wpcf7-select wpcf7-validates-as-required\" id=\"q-city\" aria-required=\"true\" aria-invalid=\"false\" name=\"q-city\"><option value=\"Riyadh\">Riyadh<\/option><option value=\"Tabuk\">Tabuk<\/option><option value=\"Other city\">Other city<\/option><\/select><\/span><\/div>\n<div class=\"f w\"><label for=\"q-msg\">Your case in brief (optional)<\/label><span class=\"wpcf7-form-control-wrap\" data-name=\"q-msg\"><textarea cols=\"40\" rows=\"2\" maxlength=\"600\" class=\"wpcf7-form-control wpcf7-textarea\" id=\"q-msg\" aria-invalid=\"false\" placeholder=\"One or two lines are enough\" name=\"q-msg\"><\/textarea><\/span><\/div>\n<div class=\"s\"><input class=\"wpcf7-form-control wpcf7-submit has-spinner\" type=\"submit\" value=\"Request a call from a lawyer\" \/><\/div>\n<\/div><div class=\"wpcf7-response-output\" aria-hidden=\"true\"><\/div>\n<\/form>\n<\/div>\n<\/div>\n<h2>Frequently asked questions<\/h2>\n<div class=\"faq-item\">\n<div class=\"faq-q\">Who hears disputes with banks?<\/div>\n<div class=\"faq-a\">The Committee for Banking Disputes and Violations, and for finance companies the Committee for Finance Violations and Disputes, each with an appeal committee.<\/div><\/div>\n<div class=\"faq-item\">\n<div class=\"faq-q\">Do I complain to the bank first?<\/div>\n<div class=\"faq-a\">Usually yes, then to the Saudi Central Bank if the complaint is not resolved.<\/div><\/div>\n<\/div>\n<div class=\"srv-cases\" dir=\"ltr\" style=\"text-align: left;\">\n<h2>Our work<\/h2>\n<div class=\"case-item\">Represented a client in a lawsuit against a bank over unlawful fees, obtaining a judgment to cancel them and compensate the client.<\/div>\n<div class=\"case-item\">Handled a dispute between a company and a bank regarding a financing contract, where a fair legal settlement was reached ensuring the rights of both parties.<\/div>\n<\/div>\n<div class=\"srv-scope\" dir=\"ltr\" style=\"text-align: left;\">\n<h2>Related services<\/h2>\n<ul>\n<li><a href=\"https:\/\/ususlawfirm.com\/en\/service\/defense-and-litigation-before-quasi-judicial-committees-and-appealing-their-decisions\/\">Quasi-Judicial Committees<\/a><\/li>\n<li><a href=\"https:\/\/ususlawfirm.com\/en\/service\/securities-disputes\/\">Securities Disputes<\/a><\/li>\n<li><a href=\"https:\/\/ususlawfirm.com\/en\/service\/commercial-claims-between-companies\/\">Commercial Claims Between Companies<\/a><\/li>\n<li><a href=\"https:\/\/ususlawfirm.com\/en\/book-consultation\/\">Book a free legal consultation<\/a> in Riyadh, Tabuk or online.<\/li>\n<\/ul>\n<\/div>\n<div class=\"srv-refs\" dir=\"ltr\" style=\"text-align: left;\">\n<h2>Laws and references<\/h2>\n<div class=\"refs-list\">\n        <span>Banking Control Law<\/span><br \/>\n        <span>Finance Companies Control Law<\/span><br \/>\n        <span>Banking Customer Protection Principles<\/span>\n    <\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Loans, fees and unauthorised transactions before the banking committees.<\/p>\n","protected":false},"featured_media":7326,"parent":0,"menu_order":18,"comment_status":"closed","ping_status":"closed","template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[],"class_list":["post-6289","service","type-service","status-publish","format-standard","has-post-thumbnail","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/ususlawfirm.com\/en\/wp-json\/wp\/v2\/service\/6289","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/ususlawfirm.com\/en\/wp-json\/wp\/v2\/service"}],"about":[{"href":"https:\/\/ususlawfirm.com\/en\/wp-json\/wp\/v2\/types\/service"}],"replies":[{"embeddable":true,"href":"https:\/\/ususlawfirm.com\/en\/wp-json\/wp\/v2\/comments?post=6289"}],"version-history":[{"count":0,"href":"https:\/\/ususlawfirm.com\/en\/wp-json\/wp\/v2\/service\/6289\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/ususlawfirm.com\/en\/wp-json\/wp\/v2\/media\/7326"}],"wp:attachment":[{"href":"https:\/\/ususlawfirm.com\/en\/wp-json\/wp\/v2\/media?parent=6289"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/ususlawfirm.com\/en\/wp-json\/wp\/v2\/categories?post=6289"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}